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为何超八成P2P平台还未接入银行存管-【资讯】

发布时间:2021-07-15 12:16:53 阅读: 来源:管道泵厂家

距离网络借贷资金存管业务的最后整改期限仅有两个月的时间,但融360的统计数据显示,截至6月15日,全国共有268家argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">由于众多argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">今年2月23日,银监会发布《网络借贷资金存管业务指引》(以下简称《指引》),为网贷argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">截至目前,确定已参与网贷资金存管业务的银行有36家,实现网贷argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">从银行的角度看,和网贷argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">另外,从各家银行的长远规划来看,银行与网贷argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">既然上有银监会的整改要求,下有银行的配合,为何超八成的P2Pargin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">一方面是银行存管费用仍然高企,部分argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">结合目前行业大多数argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">另一方面,各银行对网贷argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">从实际接入情况来看,上线argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">其他影响argin: 1.6rem 0px; padding: 10px 0px; -webkit-tap-highlight-color: rgba(0, 0, 0, 0); clear: both; width: auto; font-size: 16px; line-height: 33px; text-indent: 35px; color: rgb(85, 85, 85); font-family: "Segoe UI", "Lucida Grande", Helvetica, Arial, "Microsoft YaHei", FreeSans, Arimo, "Droid Sans", "wenquanyi micro hei", "Hiragino Sans GB", "Hiragino Sans GB W3", FontAwesome, sans-serif; background-color: rgb(255, 255, 255);">正因为要接入银行存管,P2P平台除了要支付一大笔费用之外,还需要注册资本、技术等限制条件,因此众多P2P平台还未接入银行存管。业内人士认为,如果接下来的整治能考虑行业实际情况而延期,这是个好事。此举能使平台更加从容地进行整改,避免因时间仓促导致风险事件的发生。返回搜狐,查看更多

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